That's my point, Katharine. Money is NOT bank notes, gold, or tulip bulbs, as these are currencies or means of transfer and storage.

Money is a credit on a promise to deliver. Money can be created and doesn't need to come from elsewhere.

The angst you share with me is about the distribution of wealth or, more accurately, economic mobility. We are ALL hurt by underinvestment in people (including your Lambo guy).

All great stuff!