Jerren Gan, maybe your article has stirred such passion because it's an attack on the American dream.

A financial asset? A typical bank would view it as. The importance of your article is to question the sense of buying a house as opposed to renting living space.

People still want to own the roof over their heads for a bunch of reasons. Can be room for the kids to play, the social status that goes with being an owner and there's also a privacy want.

That said, the whole U. S. housing concept is very outdated to me and is ripe for alternative solutions (as there are other ways of achieving all the above). For example longer term renting could become an option and perhaps mixtures of renting the space but owning the interior.

I designed and owned a residential property in Connecticut. It was gorgeous and also an enormous amount of work and outgoing expense. As housing it was grossly inefficient. The property could (and should) have have been great living space for 100 people and not the two of us and a dog.

But zoning laws plus the American dream keep us in a mind set.

Many thanks.