AAAMCWB, many thanks for reading and your valid comments.

Biden's achievements can also be a compelling reason to retire now. Current admiration doesn't mean he is the best person for the job in the future, and it can color some issues.

Here are three whopping concerns about the direction of America under President Biden.

1) Foreign policy has gone awry and is too often driven by popular sentiment. Our relationship with China (our largest trading partner and second-largest economy) continues deteriorating, threatening our security and prosperity.

2) Biden (with the much-applauded CHIPS Act) is attempting to bring a manufacturing industry back to America which will NEVER be profitable and will need lifetime subsidies and bailouts until finally chucked. The supply of chips can be secured in other ways. Biden's reason for the industry is confusion with social policies — that don't make sense.

3) Biden measures the economy by job numbers as opposed to productivity. America desperately needs to increase the latter to afford climate solutions (we also need China) and to tackle the income disparity issue.

Best.